VA Mortgage FAQ's
What are the differences between VA loans and FHA loans?
So many borrowers want to know how the VA and FHA loan programs differ. When comparing FHA and VA loan programs, most people want to know the differences in down payment requirements, fees, interest rates, mortgage insurance, prepayment penalties, and qualifying standards. VA loans typically have: No down payment ... View FAQ
Who decides if I qualify -- the VA or my lender?
When it comes to approving or denying a VA loan application, many ask whether this is up to the Department of Veterans Affairs or to the VA-approved lender. Ultimately it's the lender that determines if it is willing to make a VA loan. In order for the loan ... View FAQ
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